Save My House – Foreclosure Defense Attorneys Rock Island, IL

If you are behind on your mortgage payments, your lender has filed a foreclosure action against you, or you received notice that your home will be sold, it is not too late to save your home. You can keep your home by catching up on payments through a Chapter 13 bankruptcy.

In a Chapter 13 bankruptcy you can pay what you are behind on your mortgage over a period of time instead of all at once. You pay your regular monthly mortgage payments as they come due after your case is filed and pay an additional monthly payment to catch up what you are behind. At the end of your Chapter 13 plan you emerge from your bankruptcy current on your home and in most cases, unfettered by the other debts that may have caused you to fall behind to begin with.

If you are at risk of losing your home because you have not paid your property taxes then you may or may not be able to reinstate your home as described above depending on the state you live in. You should contact an attorney immediately if your property taxes have been sold in order to prevent the loss of your home.